Free Settlement Tax Calculator

See how much of your settlement you could keep after taxes

Get a free, personalized estimate of the taxes on your legal settlement — and see whether a structured settlement annuity or other strategies could help you keep more. It takes less than 2 minutes.

Step 1 of 3Your case

What type of case do you have?

If you’re not sure, choose “Other.”

Secure & confidential

Used by 20,000+ settlement recipients

Attorneys, CFP® professionals & CPAs

How it works

Tell us about your settlement

Four quick questions — case type, state, estimated amount, and attorney fee. If you’re unsure of an amount, an estimate is fine.

Get your personalized estimate

See the estimated taxes on your settlement and how much you might keep with — and without — tax planning.

Review it with a settlement tax planner

Book a free 15-minute call and we’ll walk through your results and the planning options that fit your situation.

Who is Amicus Settlement Planners?

For 20+ years, our team of attorneys, Certified Financial Planner professionals, settlement planners, and CPAs has focused exclusively on helping plaintiffs and their attorneys plan for legal settlements. We help you avoid costly mistakes, reduce taxes, and make the most of your settlement.

Greg Maxwell

JD, MS, CFP®

Bryce Maxwell

MAcc, CPA

Daniel Maxwell

What our clients say about us

Real reviews from plaintiffs we’ve helped plan for their settlements.

4.9 / 5 from 50+ Google reviews

I came to the firm after settling an Employment related lawsuit and needed guidance on how to manage the financial aspects moving forward. Bryce was exceptional, professional, kind, and incredibly knowledgeable. He explained every step clearly, answered all my questions with patience, and created detailed, easy-to-understand spreadsheets that helped me build a solid plan for my family’s future. I truly couldn’t have asked for a better financial advisor to guide me through the process. I highly recommend them.
— Nicole B.

I reached out to Amicus before signing my settlement agreement and it was one of the smartest things I did. I emailed them on a Saturday and was on the phone with them by Monday. This means everything when time is of the essence. They were responsive, knowledgeable, and patient. Bryce explained things to me in detail. Their expertise helped me execute a smart tax strategy for my settlement. Thank you, Bryce & team!
— Monica E.

I came across Amicus while researching settlement trust accounts and tax consequences as a result of Employment related lawsuits. Bryce was amazing from first contact to completion, he was very patient and willing to educate and explain every aspect of the process.
His Customer Service was outstanding!!! Bryce looked out for me by making sure I was updated when options changed, he didn’t rush to try to just make a buck, he really cared about the impact of my choices and made sure that I fully understood the pros and cons of each option!
— Kareemah B.

Bryce Maxwell with Amicus is a rare gem. He provided extra-extraordinary service, investing countless hours on the phone, Zoom, and in preparing documents to help me to understand the complicated details of structured settlement annuities. His patience and expertise are unparalleled. I give my highest recommendation for Bryce and the related services he provides.
— Sonja S.

Frequently asked questions

Is my settlement taxable?

It depends on the type of case. Personal physical injury settlements are generally tax-free under Section 104(a)(2) of the Internal Revenue Code. Most other settlements — discrimination, whistleblower, contract disputes, and more — are taxable income, and in many cases you can be taxed on the entire gross settlement, including the part paid to your attorney.

How accurate is this estimate?

The calculator uses simplified assumptions (top federal and state tax rates, a standard annuity return) to give you a useful high-level picture — it is not a tax return calculation. For a precise analysis of your situation, book a free call for a Customized Tax Analysis.

What is a structured settlement annuity?

Instead of one lump sum, your settlement is paid out over several years. Depending on your case type, that can mean tax-free growth (personal injury) or lower tax brackets on each payment (taxable settlements), plus guaranteed, predictable income.

What happens after I get my results?

Your results appear instantly and we email you a copy. If you want to explore your options, book a free 15-minute call — we’ll prepare a Customized Tax Analysis for your case. There is no obligation.

Will you share my information?

No. Your information is used only to provide your results and follow up about your settlement tax questions. We never sell or share your email or phone number.

Keep more of your settlement

The best time to plan is before your case settles. Get your free estimate above, then book a complimentary 15-minute call to review it with a settlement tax planner.

Get My Free Estimate